For Employers

 

Financial Optimist offers a financial wellness program designed to help your employees decrease their financial stress by providing comprehensive financial planning. An online solution supported by Certified Financial Planner™ professionals, the program helps your team take control of their personal finances. By helping empower your employees financially, your organization will improve talent retention rates, increase worker productivity, and grow participation in your organization’s employee benefit programs.

Wellness is more than improving health– it’s also building financial stability. With our fiduciary advice and easy implementation, Financial Optimist is the personal finance hub for your employees.

For Employees

We empower your employees to manage these financial decisions and challenges with confidence:

Portfolio Allocations

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Cash Flow & Budgeting

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Rent vs Buy Decisions

Insurance Needs

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Building Optimal Savings

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Debt Management

Retirement Planning

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Special Situation Planning
(Getting Married, Getting Divorced, Growing Family)

 

Our Services

 

We provide comprehensive financial coaching, automation, and budgeting assistance delivered as an employer-paid benefit to all employees. Active, ongoing advice and education for employees, that means you will get help with any personal finance questions regarding 401(k) decisions, paying off debt optimally, savings, investments, budgeting, insurance, HSA/FSA, and more!

• 1 on 1 coaching with a dedicated Certified Financial Planner, membership covered for free by your employer.

• Connect all your bank accounts in one place, guidance on how much to contribute to meet your financial goals, and automatically save money to your savings account.

• See a cash flow breakdown, check-ins each payday with budgets for upcoming bills, goals, and spending.

• Optimizing for retirement savings inside and outside of your company 401(k).

• Tax, estate, and insurance planning.

The offerings are a combination of financial literacy content, access to financial planning software and budgeting tools, and access to one on one coaching, true unbiased financial planning to guide you in core financial areas—helping you to plan for life events and reach your goals.

Our Process

 
 

Meet & Greet

• Get to know your financial partner
• Custom introductory seminar or webinar
• Review of benefits package

 
 

Take Action

• Work one-on-one with your coach
• Ask specific questions
• Our recommendations are actionable tasks, easily accessible via the financial planning app.

 

Setting Up Online Portal

• Get your accounts organized
• Determine financial goals
• Receive your roadmap

 
 

Monitor & Stay Connected

• Advisor Hotline (up to 30 minutes per month for each participant)
• Unlimited email access
• Quarterly video conference calls to track progress

Fill out this form and we’ll get in touch with you to schedule a custom introductory call to introduce you to the benefits of our financial wellness program.

Here’s to empowering your team with Financial Optimist.