Financial Planning For Your Family

Life is a series of events and decisions; some simple, others complex. Ongoing financial planning is not a one-time event. It is a process to help determine the best choices for you today and for tomorrow. Financial planning provides value at every stage of life. It’s never too early or too late to start.

Our fees are based on complexity and the amount of time that we dedicate together for your goals. Please consider reviewing the chart below to have a ballpark of the fees we charge on a monthly basis. Keep in mind, there are no assets under management (AUM), no commissions, no upfront charges. Simply, a monthly flat fee-for-service. You are in control and if you choose to do so, you can cancel at any time. Our firm understands trust is not given, it’s earned. By offering a clear and transparent price structure, we hope to start earning your trust and give you value right away.

Transparent Pricing

Click the image above to download a PDF of our pricing guide.

Wealth Starter / Fundamentals

Asset Allocation Analysis
Risk Tolerance Assessment
Consolidated Investment Performance Reports
Investment Policy Statement
Qualified Plan Analysis
Insurance Needs Analysis
Student Loan/ Debt Reduction Strategies
Cash Flow/ Budgeting Management
Employee Benefits Review
Mortgage and Lending Analysis
Basic Tax Planning

Wealth Builder / Essentials

Everything in Wealth Starter / Fundamentals, PLUS
Retirement Income Projection
Education Planning (Funding and Analysis)
Stock Options Analysis and Management
Advanced Tax Planning + Prep

Wealth Protector / Comprehensive + Business Consulting

Everything in Wealth Builder / Essentials, PLUS
Charitable Giving Analysis and Implementation
Advanced Estate Planning
Retirement Income Distribution Strategies and Implementation
Advanced Cash Flow Management

+

Business Consulting
Group Employee Benefits
Qualified Retirement Plan Selection, Coordination, Implementation, and Monitoring
Risk Management & Liability Protection
Voluntary Benefits Suite
Key Employee Retention & Protection

What You Get

Ongoing Financial Planning

including, but not limited to:

Goal Planning
Budget & Cash Flow
Education Planning & Student Loans
Real Estate Financing Guidance
Rental Property Analysis
Debt Assessment & Credit Repair Guidance
Credit Cards & Travel Rewards
Employee Benefits & Salary Negotiation
Insurance Planning
Retirement Planning & Social Security Analysis
Estate Planning
Tax Prep & Income Planning
Investment Consulting

What to Expect

At Financial Optimist, we focus solely on clients’ best interests, all while recommending ways to optimize their financial goals. Ready to start taking control of your finances? Plan for your future now and let’s do good together. Click below to log into your client account: